Frequently Asked Questions On Workers Compensation
Here is a simple fact: People injured at work have coverage through workers’ compensation. However simple the fact is, the process for actually benefiting from the benefits you deserve has complications that can discourage workers in these difficult moments.
Gilbert Law Group PLLC’s attorneys are here to offer workers’ compensation guidance and support to get you the care you deserve. The team works efficiently for its clients to get results. To help you, attorneys Theresa Gilbert and Haley Damron have compiled answers to the most regularly asked questions they receive.
How do I know if I qualify for workers’ compensation?
Nearly every worker in Kentucky injured on the job qualifies for workers’ compensation. Kentucky law requires that every employer carry workers’ compensation insurance. However, there are some classes of workers, such as agricultural workers, that may not have coverage.
However, even if you belong to a class without coverage or your employer does not maintain coverage for whatever reason, that does not mean you cannot collect benefits.
Is there a time limit to file a claim?
In short, yes. Kentucky law requires that you file a workers’ compensation claim within two years of the injury or the “discovery” of your sickness.
What is covered under workers’ compensation benefits?
Workers’ compensation covers your treatment and many expenses associated with it. In many cases, travel expenses – within reason – are reimbursable. While you cannot perform the functions of your work due to an injury, you will have workers’ compensation coverage. Additionally, while you cannot work, you can receive wage replacement, up to two-thirds of your salary.
What kinds of injuries does workers’ compensation cover?
Workers’ compensation covers injuries from accidents in the workplace and occupational illnesses. This means that injuries from trips and falls, falling objects or other such acute accidents as well as occupational illnesses such as repetitive motion injuries or cumulative hearing loss all have coverage.
How much does a workers’ compensation lawyer cost?
Kentucky’s workers’ compensation law provides for the necessity of an attorney. Your attorneys never pay more than 20% of what you receive and it can be less than 20%. The entire total sum the lawyer may receive does not exceed $18,000, no matter how large your final award is.